Federal Capture Intelligence

Top State direct life insurance carriers contractors (NAICS 524113)

Contract actions: October 1, 2021 – October 23, 2026 Updated October 24, 2026 Department of State agency guide NAICS 524113 · Direct Life Insurance Carriers
Latest 12 months
$9.8M
Net obligations · Up $2.7M vs. $7.1M preceding
Prime contractors
18
With positive obligations in the latest 12 months

Research the State federal contracting market for direct life insurance carriers under NAICS 524113. Compare top federal contractors and market share, reported contract obligations and spending trends, funding-office attribution, recent award activity, and contract types, competition, and procurement methods.

Contract obligation trends for Direct Life Insurance Carriers at the Department of State

Federal records show $31.0M in net obligations across 379 awards in Direct Life Insurance Carriers at the Department of State from Oct 1, 2021 through Oct 23, 2026. This market accounts for 0.056% of $55.3B in agency-wide net prime contract obligations over the period shown. Latest 12-month net obligations increased 37.4% from $7.1M to $9.8M. 5 prime contractors accounted for at least 80% of positive obligations in that latest period.

Fiscal-year activity

FY27 is year-to-date through Oct 23, 2026; earlier years show complete fiscal-year totals.

FY27 year-to-date: $333K versus $24K through the same date in FY26 (+1263.3%).
Net obligations · complete fiscal yearNet obligations · FY27 YTDContract actions
View fiscal-year data table
Fiscal yearNet obligationsContract actionsCoverage
FY2022$4.4M92Complete
FY2023$4.2M105Complete
FY2024$5.2M137Complete
FY2025$7.4M163Complete
FY2026$9.5M168Complete

Market at a glance

All reported prime contract awards
All-period net obligations
$31.0M
379 awards · 27 prime contractors
Latest 12-month movement
+37.4%
$9.8M vs. $7.1M
Leading eight prime share
91.5%
Share held by the eight leading prime contractors in the latest 12 months
View agency share, denominators, and set-aside reporting
Agency context
0.056% of $55.3B in agency-wide net obligations.
Set-aside share when reported
0.0% of 8 awards with reported set-aside status.
Set-aside reporting
0 set aside · 8 no set-aside · 371 not reported

What changed in the last 12 months?

Oct 24, 2025–Oct 23, 2026, compared with Oct 24, 2024–Oct 23, 2025.

Buyer demand

Reported obligations through BUREAU OF NEAR EASTERN AFFAIRS increased
$124K→$2.9M+$2.8M
Latest-period activity spans 9 awards across 3 prime contractors.

Competitive shifts

MALATH COOPERATIVE INSURANCE CO. was the largest newly observed contractor
$2.7MLatest 12-month obligations
First observed in this market on Jul 23, 2026, the contractor now ranks #1 by positive obligations across 6 reported actions.

Market structure

Top-five contractor share increased
72.4%→81.8%+9.4 percentage points
Contractors outside the top five now account for 18.2% of positive obligations.
How these findings are calculated

Findings are selected from matched-period changes in obligations, share, rank, funding offices, concentration, reported set-asides, material award actions, and agency-peer outliers. Related signals are combined, and only material evidence-backed changes are shown. Review the full methodology.

Federal contract obligations by funding office

See how positive obligations were attributed across funding offices in the 12 months ending Oct 23, 2026.

34.5% of positive obligations were attributed to BUREAU OF EUROPEAN AND EURASIAN AFF. That represents $3.4M, up $719K from the preceding 12 months.

Latest 12-month share of positive obligations; the gray segment represents all other reported offices.

  1. BUREAU OF EUROPEAN AND EURASIAN AFF34.5% · $3.4M · up $719K
  2. BUREAU OF NEAR EASTERN AFFAIRS29.9% · $2.9M · up $2.8M
  3. BUREAU OF WESTERN HEMISPHERE AFFAIR16.5% · $1.6M · down $118K
  4. BUREAU OF AFRICAN AFFAIRS14.1% · $1.4M · down $455K
  5. BUREAU OF EAST ASIAN AND PACIFIC3.1% · $309K · down $59K
  6. All other reported offices1.9% of positive obligations
View reported office rankings, comparisons, and evidence

USAspending assigns each award to a funding office. That office may differ from the requiring activity, program office, contracting office, individual buyer, or actual customer.

  1. Reported funding office

    BUREAU OF EUROPEAN AND EURASIAN AFF

    #1Rank unchanged

    Latest 12 months

    $3.4M

    34.5% of positive obligations

    Versus preceding 12 months

    +$719K

    6 active prime contractors · 54 awards

    View office comparison and evidence

    Reported obligations increased 27.0% from $2.7M to $3.4M. The office’s share of positive obligations moved from 37.3% to 34.5%, a change of −2.8 percentage points.

    The latest period contains 99 actions across 54 awards and 2 newly active prime contractors. The preceding period contained 7 active prime contractors and 39 awards.

  2. Reported funding office

    BUREAU OF NEAR EASTERN AFFAIRS

    #2Up 4 from #6

    Latest 12 months

    $2.9M

    29.9% of positive obligations

    Versus preceding 12 months

    +$2.8M

    3 active prime contractors · 9 awards

    View office comparison and evidence

    Reported obligations increased 2265.8% from $124K to $2.9M. The office’s share of positive obligations moved from 1.7% to 29.9%, a change of +28.2 percentage points.

    The latest period contains 9 actions across 9 awards and 2 newly active prime contractors. The preceding period contained 1 active prime contractor and 6 awards.

    Leading award-level changes

  3. Reported funding office

    BUREAU OF WESTERN HEMISPHERE AFFAIR

    #3Rank unchanged

    Latest 12 months

    $1.6M

    16.5% of positive obligations

    Versus preceding 12 months

    −$118K

    3 active prime contractors · 19 awards

    View office comparison and evidence

    Reported obligations decreased 6.8% from $1.7M to $1.6M. The office’s share of positive obligations moved from 24.3% to 16.5%, a change of −7.8 percentage points.

    The latest period contains 21 actions across 19 awards. The preceding period contained 3 active prime contractors and 18 awards.

  4. Reported funding office

    BUREAU OF AFRICAN AFFAIRS

    #4Down 2 from #2

    Latest 12 months

    $1.4M

    14.1% of positive obligations

    Versus preceding 12 months

    −$455K

    5 active prime contractors · 11 awards

    View office comparison and evidence

    Reported obligations decreased 24.8% from $1.8M to $1.4M. The office’s share of positive obligations moved from 25.7% to 14.1%, a change of −11.6 percentage points.

    The latest period contains 13 actions across 11 awards and 2 newly active prime contractors. The preceding period contained 4 active prime contractors and 16 awards.

    Leading award-level changes

  5. Reported funding office

    BUREAU OF EAST ASIAN AND PACIFIC

    #5Down 1 from #4

    Latest 12 months

    $309K

    3.1% of positive obligations

    Versus preceding 12 months

    −$59K

    4 active prime contractors · 7 awards

    View office comparison and evidence

    Reported obligations decreased 16.1% from $368K to $309K. The office’s share of positive obligations moved from 5.2% to 3.1%, a change of −2.0 percentage points.

    The latest period contains 9 actions across 7 awards and 2 newly active prime contractors. The preceding period contained 2 active prime contractors and 6 awards.

  6. Reported funding office

    BUREAU OF SOUTH AND CENTRAL ASIAN

    #6Up 1 from #7

    Latest 12 months

    $95K

    0.96% of positive obligations

    Versus preceding 12 months

    −$28K

    1 active prime contractor · 2 awards

    View office comparison and evidence

    Reported obligations decreased 22.6% from $122K to $95K. The office’s share of positive obligations moved from 1.7% to 0.96%, a change of −0.8 percentage points.

    The latest period contains 2 actions across 2 awards. The preceding period contained 1 active prime contractor and 3 awards.

  7. Reported funding office

    U.S. EMBASSY RABAT

    #7New to the positive-obligation ranking

    Latest 12 months

    $38K

    0.38% of positive obligations

    Versus preceding 12 months

    +$38K

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations rose from $0 to $38K. The office’s share of positive obligations moved from 0% to 0.38%, a change of +0.4 percentage points.

    The latest period contains 1 action across 1 award and 1 newly active prime contractor. The preceding period contained 0 active prime contractors and 0 awards.

  8. Reported funding office

    BUREAU OF CONSULAR AFFAIRS

    #8Rank unchanged

    Latest 12 months

    $31K

    0.32% of positive obligations

    Versus preceding 12 months

    −$36K

    2 active prime contractors · 5 awards

    View office comparison and evidence

    Reported obligations decreased 53.4% from $67K to $31K. The office’s share of positive obligations moved from 0.93% to 0.32%, a change of −0.6 percentage points.

    The latest period contains 6 actions across 5 awards and 1 newly active prime contractor. The preceding period contained 1 active prime contractor and 2 awards.

  9. Reported funding office

    AMERICAN EMBASSY NAIROBI

    #9Rank unchanged

    Latest 12 months

    $22K

    0.23% of positive obligations

    Versus preceding 12 months

    −$26K

    1 active prime contractor · 4 awards

    View office comparison and evidence

    Reported obligations decreased 53.8% from $48K to $22K. The office’s share of positive obligations moved from 0.68% to 0.23%, a change of −0.5 percentage points.

    The latest period contains 5 actions across 4 awards. The preceding period contained 1 active prime contractor and 6 awards.

  10. Reported funding office

    BUREAU OF DIPLOMATIC SECURITY

    #10Rank unchanged

    Latest 12 months

    $2K

    0.020% of positive obligations

    Versus preceding 12 months

    −$21K

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations decreased 91.1% from $23K to $2K. The office’s share of positive obligations moved from 0.33% to 0.020%, a change of −0.3 percentage points.

    The latest period contains 4 actions across 1 award. The preceding period contained 2 active prime contractors and 4 awards.

  11. Reported funding office

    BUREAU OF OVERSEAS BUILDINGS OPS

    #11New to the positive-obligation ranking

    Latest 12 months

    $614

    0.010% of positive obligations

    Versus preceding 12 months

    +$614

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations rose from $0 to $614. The office’s share of positive obligations moved from 0% to 0.010%, a change of 0.0 percentage points.

    The latest period contains 1 action across 1 award and 1 newly active prime contractor. The preceding period contained 0 active prime contractors and 0 awards.

  12. Reported funding office

    U.S. EMBASSY KATHMANDU

    No positive-obligation rank

    Latest 12 months

    $0

    0% of positive obligations

    Versus preceding 12 months

    −$130K

    0 active prime contractors · 0 awards

    View office comparison and evidence

    Reported obligations decreased 100.0% from $130K to $0. The office’s share of positive obligations moved from 1.8% to 0%, a change of −1.8 percentage points.

    The latest period contains 0 actions across 0 awards. The preceding period contained 1 active prime contractor and 1 award.

Contract types, competition, and procurement methods

From Oct 24, 2025 through Oct 23, 2026, 96 awards had positive obligations totaling $9.8M. Subject to Multiple Award Fair Opportunity was the leading reported procedure, accounting for 50.8% of positive obligations. Awards with a reported parent IDV accounted for 97.7%.

Leading award type
97.7%
Delivery Order
Leading reported procedure
50.8%
Subject to Multiple Award Fair Opportunity
Reported parent IDV
97.7%
of positive obligations had a reported parent IDV
Median reported offers
1
41 of 96 awards reported offers

Buying method changes

Compared with Oct 24, 2024–Oct 23, 2025. Based on 96 current awards and 96 preceding awards with positive net obligations.

Reported full-and-open obligation share
75.0%
Down from 99.2% in the preceding period
How to read these changes

Directional color and the Up or Down labels show historical movement only. Green does not mean favorable and red does not mean unfavorable; neither predicts a future procurement method.

View buying-method details and data coverage

Award types

Reported valueAwardsPositive obligationsShare
Delivery Order(C)95$9.6M97.7%
Purchase Order(B)1$229K2.3%

Reported parent-award types

Reported valueAwardsPositive obligationsShare
IDC(B)95$9.6M97.7%
Not reported1$229K2.3%

Single- or multiple-award parent structure

Reported valueAwardsPositive obligationsShare
Multiple Award(M)40$6.2M62.8%
Single Award(S)55$3.4M34.9%
Not reported1$229K2.3%

Solicitation procedures

Reported valueAwardsPositive obligationsShare
Subject to Multiple Award Fair Opportunity(MAFO)28$5.0M50.8%
Negotiated Proposal/Quote(NP)33$2.4M24.1%
Mafo(SUBJECT TO MULTIPLE AWARD FAIR OPPORTUNITY)12$1.2M12.0%
Np(NEGOTIATED PROPOSAL/QUOTE)12$834K8.5%
Simplified Acquisition(SP1)1$229K2.3%
Only One Source(SSS)8$142K1.4%
Other reported values2$79K0.81%

Extent competed

Reported valueAwardsPositive obligationsShare
Full and Open Competition(A)61$7.4M75.0%
A(FULL AND OPEN COMPETITION)24$2.0M20.5%
Competed Under SAP(F)1$229K2.3%
Not Competed(C)8$142K1.4%
C(NOT COMPETED)2$79K0.81%

Fair-opportunity and limited-source reporting

Reported valueAwardsPositive obligationsShare
Fair Opportunity Given(FAIR)28$5.2M52.7%
Follow-on Action Following Competitive Initial Action(FOO)10$959K9.7%
Other Statutory Authority(OSA)1$22K0.23%
Only One Source - Other(ONE)1$11K0.11%
Not reported56$3.7M37.2%

Other-than-full-and-open reasons

Reported valueAwardsPositive obligationsShare
Only One Source-Other (FAR 6.302-1 Other)(ONE)10$222K2.3%
Not reported86$9.6M97.7%

Contract pricing types

Reported valueAwardsPositive obligationsShare
Fixed Price with Economic Price Adjustment(K)55$6.6M66.9%
K(FIXED PRICE WITH ECONOMIC PRICE ADJUSTMENT)18$1.2M12.6%
Firm Fixed Price(J)15$1.2M11.8%
J(FIRM FIXED PRICE)8$859K8.7%

Product or Service Codes

Reported valueAwardsPositive obligationsShare
Social- Government Health Insurance Programs(G007)29$4.2M42.3%
Social- Non-Government Insurance Programs(G009)14$3.1M31.0%
Social- Government Life Insurance Programs(G006)53$2.6M26.6%

Awarding subagencies

Reported valueAwardsPositive obligationsShare
Department of State(1900)96$9.8M100.0%

Awarding offices

Reported valueAwardsPositive obligationsShare
U.s. Embassy Riyadh(19SA70)6$2.7M27.6%
U.s. Embassy Kyiv(19UP30)27$2.7M27.0%
U.s. Embassy San Salvador(19ES60)14$1.5M15.5%
U.s. Embassy Abidjan(191V10)2$492K5.0%
U.s. Embassy Abuja(19N102)1$488K5.0%
Acquisitions - Rpso Frankfurt(19GE50)4$244K2.5%
Other reported values42$1.7M17.5%

Reported parent IDVs

Reported valueAwardsPositive obligationsShare
19SA7026D0008(1900)6$2.7M27.6%
19GE5025D0032(1900)14$2.3M23.8%
19ES6024D0002(1900)14$1.5M15.5%
191V1021D0002(1900)2$492K5.0%
19N10222D0002(1900)1$488K5.0%
19GE5024D0019(1900)13$311K3.2%
19ET1026D0005(1900)1$237K2.4%
19GE5025D0057(1900)10$222K2.3%
Other reported values34$1.3M13.0%
Not reported1$229K2.3%

Offers, award size, and timing

Median reported offers
1 median
41 reported · 55 not reported
Positive award obligations
$32K median
$21K–$121K middle 50%
Reported performance period
27 days median
96 reported · 0 not reported

Calculations group latest-period actions by award, retain awards with positive net obligations for share denominators, and use each award's latest reported USAspending procurement fields as of Oct 23, 2026. Blank competition, pricing, PSC, or parent-IDV values remain not reported; they are not inferred. Offer counts must be positive and below the FPDS 999 placeholder. Awarding organizations can differ from the funding agency that defines this page.

Top federal contractors

Latest 12-month market share, concentration, and complete prime contractor rankings across the period shown.

Prime contractor concentration
5 of 18prime contractors account for at least 80% of positive obligations in the last 12 months
Largest prime contractor
27.7%of positive obligations in the last 12 months
Leading four prime contractors
76.8%of positive obligations in the last 12 months
Leading eight prime contractors
91.5%of positive obligations in the last 12 months

Based on $9.8M in positive obligations during the 12 months ending Oct 23, 2026. Individual shares and movement appear in the searchable rankings below. Movement compares with Oct 24, 2024–Oct 23, 2025.

Last 12mo obligation volume: Highest positive obligations first; net deobligations follow by magnitude; contractors with no activity in the last 12 months follow by all-period obligations. Ranks use the complete contractor list and remain fixed when search narrows the results.

15 leading contractors
  1. #1

    Last 12mo obligations

    $2.7M

    27.7%

    Dollar movement

    +$2.7M

    vs. prior 12 months

    Last 12mo awards

    6 awards

    6 actions

    Historical and award details for MALATH COOPERATIVE INSURANCE CO.
    Obligations: prior → latest
    $0 → $2.7M
    Not comparable
    Share: prior → latest
    0% → 27.7%
    +27.7 percentage points
    All-period obligations
    $2.7M
    8.8% of all-period positive obligations · 6 awards
    Recorded activity
    Since Jul 23, 2026
    through Aug 13, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported60
    Reported small business00
    All-period set-aside types

    None reported.

  2. #2

    Last 12mo obligations

    $2.3M

    23.9%

    Dollar movement

    +$846K

    vs. prior 12 months

    Last 12mo awards

    14 awards

    26 actions

    Historical and award details for PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"
    Obligations: prior → latest
    $1.5M → $2.3M
    +56.5%
    Share: prior → latest
    21.0% → 23.9%
    +2.9 percentage points
    All-period obligations
    $3.8M
    12.4% of all-period positive obligations · 19 awards
    Recorded activity
    Since May 16, 2025
    through Oct 21, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported146
    Reported small business00
    All-period set-aside types

    None reported.

  3. #3

    Last 12mo obligations

    $1.5M

    15.6%

    Dollar movement

    −$46K

    vs. prior 12 months

    Last 12mo awards

    14 awards

    14 actions

    Historical and award details for SISA VIDA SA SEGURO DE PERSONAS
    Obligations: prior → latest
    $1.6M → $1.5M
    −2.9%
    Share: prior → latest
    22.0% → 15.6%
    −6.5 percentage points
    All-period obligations
    $6.9M
    22.1% of all-period positive obligations · 62 awards
    Recorded activity
    Since Oct 21, 2021
    through Oct 16, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported1410
    Reported small business00
    All-period set-aside types

    None reported.

  4. #4

    Last 12mo obligations

    $950K

    9.7%

    Dollar movement

    +$260K

    vs. prior 12 months

    Last 12mo awards

    26 awards

    38 actions

    Historical and award details for MISCELLANEOUS FOREIGN AWARDEES
    Obligations: prior → latest
    $690K → $950K
    +37.6%
    Share: prior → latest
    9.7% → 9.7%
    0.0 percentage points
    All-period obligations
    $3.4M
    10.8% of all-period positive obligations · 70 awards
    Recorded activity
    Since Dec 28, 2021
    through Oct 21, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside10
    Not reported2521
    Reported small business00
    All-period set-aside types

    None reported.

  5. #5

    Last 12mo obligations

    $492K

    5.0%

    Dollar movement

    −$395K

    vs. prior 12 months

    Last 12mo awards

    2 awards

    2 actions

    Historical and award details for SAHAM ASSURANCE VIE CI
    Obligations: prior → latest
    $886K → $492K
    −44.5%
    Share: prior → latest
    12.4% → 5.0%
    −7.4 percentage points
    All-period obligations
    $3.6M
    11.5% of all-period positive obligations · 14 awards
    Recorded activity
    Since Jan 13, 2022
    through Apr 14, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported24
    Reported small business00
    All-period set-aside types

    None reported.

  6. #6

    Last 12mo obligations

    $488K

    5.0%

    Dollar movement

    −$39K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for ORACLE INSURANCE BROKERS LIMITED
    Obligations: prior → latest
    $527K → $488K
    −7.4%
    Share: prior → latest
    7.4% → 5.0%
    −2.4 percentage points
    All-period obligations
    $2.9M
    9.4% of all-period positive obligations · 7 awards
    Recorded activity
    Since May 11, 2022
    through Jul 28, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported12
    Reported small business00
    All-period set-aside types

    None reported.

  7. #7

    Last 12mo obligations

    $237K

    2.4%

    Dollar movement

    +$237K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for HIBRET INSURANCE SHARE COMPANY
    Obligations: prior → latest
    $0 → $237K
    Not comparable
    Share: prior → latest
    0% → 2.4%
    +2.4 percentage points
    All-period obligations
    $237K
    0.76% of all-period positive obligations · 1 award
    Recorded activity
    Since Jul 1, 2026
    through Jul 1, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported10
    Reported small business00
    All-period set-aside types

    None reported.

  8. #8

    Last 12mo obligations

    $219K

    2.2%

    Dollar movement

    +$199K

    vs. prior 12 months

    Last 12mo awards

    11 awards

    23 actions

    Historical and award details for ATHORA BELGIUM
    Obligations: prior → latest
    $20K → $219K
    +980.8%
    Share: prior → latest
    0.28% → 2.2%
    +1.9 percentage points
    All-period obligations
    $239K
    0.77% of all-period positive obligations · 11 awards
    Recorded activity
    Since Sep 29, 2025
    through Sep 3, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported111
    Reported small business00
    All-period set-aside types

    None reported.

  9. #9

    Last 12mo obligations

    $201K

    2.0%

    Dollar movement

    −$30K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for GENERALI LIFE ASSURANCE (THAILAND) PUBLIC COMPANY LIMITED
    Obligations: prior → latest
    $231K → $201K
    −13.2%
    Share: prior → latest
    3.2% → 2.0%
    −1.2 percentage points
    All-period obligations
    $1.1M
    3.5% of all-period positive obligations · 6 awards
    Recorded activity
    Since Mar 31, 2022
    through Apr 19, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported11
    Reported small business00
    All-period set-aside types

    None reported.

  10. #10

    Last 12mo obligations

    $121K

    1.2%

    Dollar movement

    +$126K

    vs. prior 12 months

    Last 12mo awards

    3 awards

    12 actions

    Historical and award details for METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETI
    Obligations: prior → latest
    −$5K → $121K
    Not comparable
    Share: prior → latest
    0% → 1.2%
    +1.2 percentage points
    All-period obligations
    $215K
    0.69% of all-period positive obligations · 8 awards
    Recorded activity
    Since Mar 31, 2022
    through Oct 20, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported32
    Reported small business00
    All-period set-aside types

    None reported.

  11. #11

    Last 12mo obligations

    $120K

    1.2%

    Dollar movement

    −$50K

    vs. prior 12 months

    Last 12mo awards

    10 awards

    13 actions

    Historical and award details for UAP LIFE ASSURANCE LTD
    Obligations: prior → latest
    $170K → $120K
    −29.5%
    Share: prior → latest
    2.4% → 1.2%
    −1.2 percentage points
    All-period obligations
    $703K
    2.3% of all-period positive obligations · 38 awards
    Recorded activity
    Since Jan 3, 2022
    through Sep 30, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported1012
    Reported small business00
    All-period set-aside types

    None reported.

  12. #12

    Last 12mo obligations

    $95K

    0.96%

    Dollar movement

    −$158K

    vs. prior 12 months

    Last 12mo awards

    2 awards

    2 actions

    Historical and award details for AMERICAN LIFE INSURANCE COMPANY
    Obligations: prior → latest
    $253K → $95K
    −62.6%
    Share: prior → latest
    3.5% → 0.96%
    −2.6 percentage points
    All-period obligations
    $642K
    2.1% of all-period positive obligations · 4 awards
    Recorded activity
    Since Jan 17, 2023
    through Mar 3, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported23
    Reported small business00
    All-period set-aside types

    None reported.

  13. #13

    Last 12mo obligations

    $87K

    0.89%

    Dollar movement

    −$121K

    vs. prior 12 months

    Last 12mo awards

    7 awards

    7 actions

    Historical and award details for SEGUROS ATLAS
    Obligations: prior → latest
    $209K → $87K
    −58.1%
    Share: prior → latest
    2.9% → 0.89%
    −2.0 percentage points
    All-period obligations
    $881K
    2.8% of all-period positive obligations · 30 awards
    Recorded activity
    Since Feb 24, 2022
    through Jun 29, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported79
    Reported small business00
    All-period set-aside types

    None reported.

  14. #14

    Last 12mo obligations

    $60K

    0.61%

    Dollar movement

    +$3K

    vs. prior 12 months

    Last 12mo awards

    5 awards

    12 actions

    Historical and award details for GENERALI OSIGURANJE SRBIJA ADO
    Obligations: prior → latest
    $57K → $60K
    +4.9%
    Share: prior → latest
    0.80% → 0.61%
    −0.2 percentage points
    All-period obligations
    $275K
    0.89% of all-period positive obligations · 18 awards
    Recorded activity
    Since May 13, 2022
    through Oct 20, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported55
    Reported small business00
    All-period set-aside types

    None reported.

  15. #15

    Last 12mo obligations

    $56K

    0.57%

    Dollar movement

    −$81K

    vs. prior 12 months

    Last 12mo awards

    3 awards

    5 actions

    Historical and award details for GENERALI LIFE ASSURANCE PHILIPPINES INC.
    Obligations: prior → latest
    $137K → $56K
    −59.3%
    Share: prior → latest
    1.9% → 0.57%
    −1.4 percentage points
    All-period obligations
    $593K
    1.9% of all-period positive obligations · 18 awards
    Recorded activity
    Since Dec 7, 2021
    through Mar 30, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported35
    Reported small business00
    All-period set-aside types

    None reported.

Recent federal contract award activity

Recent contract actions with unusually large obligation changes or meaningful shifts in contractor and funding-office activity.

Base award

This action

+$1.3M

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE RIYADH JULY 1 TO SEPTEMBER 30 2026

Why it stands out

No activity for this contractor was reported in this market during the preceding 12 months.

The base action placed the contractor #1 in this market by positive obligations over the latest 12 months.

Award net obligations
$1.3M
Share of 12-month positive obligations
13.7%
Supporting data
Prime contractor
#1 · 27.7% share
Newly active in this market; no actions were reported in the preceding 12 months
Funding office
#2 · 29.9% attributed share
up 4 ranks · +28.2 percentage points · $2.8M net increase; action accounted for 47.8%
Related:Funding office gainLargest newly observed contractor
PIID 19SA7026F0424
Base award

This action

+$777K

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE JEDDAH JULY 1 TO SEPTEMBER 30 2026

Why it stands out

The funding office climbed 4 positions in attributed spending.

It now ranks #2 in attributed spending.

Award net obligations
$777K
Share of 12-month positive obligations
7.9%
PIID 19SA7026F0425
Base award

This action

+$515K

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE DHAHRAN JULY 1 2026 TO SEPTEMBER 30 20

Why it stands out

The funding office climbed 4 positions in attributed spending.

It now ranks #2 in attributed spending.

Award net obligations
$515K
Share of 12-month positive obligations
5.3%
PIID 19SA7026F0430
Base award

This action

+$488K

ORACLE INSURANCE BROKERS LIMITED

BUREAU OF AFRICAN AFFAIRS

LES GROUP LIFE INSURANCE

Why it stands out

A new award added obligations despite weaker contractor activity.

The action represented 5.0% of the market’s latest 12-month positive obligations while the contractor’s obligations fell $39K overall.

Award net obligations
$488K
Share of 12-month positive obligations
5.0%
Supporting data
Prime contractor
#6 · 5.0% share
$39K net decline despite this positive action
Funding office
#4 · 14.1% attributed share
$455K net decline despite this positive action
PIID 19N10226F0311
Base award

This action

+$237K

HIBRET INSURANCE SHARE COMPANY

BUREAU OF AFRICAN AFFAIRS

GROUP LIFE INSURANCE FOR BASE YEAR COVERAGE

Why it stands out

No activity for this contractor was reported in this market during the preceding 12 months.

The base action placed the contractor #7 in this market by positive obligations over the latest 12 months.

Award net obligations
$237K
Share of 12-month positive obligations
2.4%
Supporting data
Prime contractor
#7 · 2.4% share
Newly active in this market; no actions were reported in the preceding 12 months
Funding office
#4 · 14.1% attributed share
$455K net decline despite this positive action
PIID 19ET1026F0277
Base award

This action

+$285K

SAHAM ASSURANCE VIE CI

BUREAU OF AFRICAN AFFAIRS

LE STAFF HEALTH INSURANCE COVERAGE EXTENSION

Why it stands out

A new award added obligations despite weaker contractor activity.

The action represented 2.9% of the market’s latest 12-month positive obligations while the contractor’s obligations fell $395K overall.

Award net obligations
$285K
Share of 12-month positive obligations
2.9%
Supporting data
Prime contractor
#5 · 5.0% share
$395K net decline despite this positive action
Funding office
#4 · 14.1% attributed share
$455K net decline despite this positive action
PIID 191V1026F0016
View recent award activity by date (10)
  1. PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"Deobligation · PIID 19UP3027F0003
    Action−$853
    Award net obligations$193K
  2. MISCELLANEOUS FOREIGN AWARDEESDeobligation · PIID 19UP3027F0002
    Action−$91
    Award net obligations$26K
  3. METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETIBase award · PIID 19GE5027F0002
    Action+$36
    Award net obligations$36
  4. SISA VIDA SA SEGURO DE PERSONASBase award · PIID 19ES6027F0028
    Action+$114K
    Award net obligations$114K
  5. PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"Base award · PIID 19UP3027F0003
    Action+$194K
    Award net obligations$193K
  6. MISCELLANEOUS FOREIGN AWARDEESBase award · PIID 19UP3027F0002
    Action+$26K
    Award net obligations$26K
  7. UAP LIFE ASSURANCE LTDModification · PIID 19KE5026F0406
    Action+$324
    Award net obligations$22K
  8. PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"Modification · PIID 19UP3026F0344
    Action+$440
    Award net obligations$194K
  9. MISCELLANEOUS FOREIGN AWARDEESModification · PIID 19UP3026F0342
    Action+$96
    Award net obligations$26K
  10. INLIFE BENEFITS INSURANCE COMPANY, INC.Base award · PIID 19RP3826F1381
    Action+$25K
    Award net obligations$25K

State direct life insurance carriers market FAQs

Answers based on reported federal contract data.

Who are the top State direct life insurance carriers contractors?

In the 12 months through October 23, 2026, MALATH COOPERATIVE INSURANCE CO., PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA", and SISA VIDA SA SEGURO DE PERSONAS were the leading State direct life insurance carriers prime contractors by positive obligations.

  1. #1

    MALATH COOPERATIVE INSURANCE CO.

    $2,717,199 in positive obligations

  2. #2

    PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"

    $2,343,293 in positive obligations

  3. #3

    SISA VIDA SA SEGURO DE PERSONAS

    $1,526,615 in positive obligations

Rankings use reported USAspending award data.

Did State contract obligations increase in the direct life insurance carriers market?

Yes. Measured by net prime contract obligations, reported State activity in the direct life insurance carriers market increased 37.4% from $7,139,668 in the preceding 12 months to $9,809,332 in the 12 months through October 23, 2026.

Latest 12 months
$9,809,332
Net prime contract obligations
Preceding 12 months
$7,139,668
Net prime contract obligations
Change
+37.4%
Between matched 12-month periods

Reported contract actions, not outlays or a forecast.

What recent State contract award activity was reported in the direct life insurance carriers market?

Recent State contract award activity reported in the direct life insurance carriers market included actions for MALATH COOPERATIVE INSURANCE CO., ORACLE INSURANCE BROKERS LIMITED, and HIBRET INSURANCE SHARE COMPANY during the 12 months through October 23, 2026.

Action obligations are transaction-level amounts, not current award-level obligations.

Which procurement methods were reported for State contracts under NAICS 524113?

From October 24, 2025 through October 23, 2026, State reported 96 positive-obligation awards for direct life insurance carriers under NAICS 524113. The leading award type was delivery order. The leading reported procedure was subject to multiple award fair opportunity.

Positive-obligation awards
96
Leading reported procedure
Subject to Multiple Award Fair Opportunity
50.8% of positive obligations
Leading award type
Delivery Order
97.7% of positive obligations
Full and open
75%
of positive obligations
Reported parent IDV
97.7%
of positive obligations

Percentages use positive obligations as the denominator.

Apply this research to a live pursuit

Sweetspot connects opportunity qualification, competitive research, capture, and proposal work in one workspace.

See Sweetspot in action

Related market research

Complete market indexes:

Nearby NAICS at this agency:

Markets sharing leading prime records:

Reported obligations include contract actions from October 1, 2021 through October 23, 2026. Set-aside and business-size fields reflect award records, not a contractor's current eligibility.

Review data methodology