Federal Capture Intelligence

Top State direct life insurance carriers contractors (NAICS 524113)

Contract actions: October 1, 2021 – September 10, 2026 Updated September 11, 2026 Department of State agency guide NAICS 524113 · Direct Life Insurance Carriers
Latest 12 months
$9.6M
Net obligations · Up $2.3M vs. $7.3M preceding
Prime contractors
19
With positive obligations in the latest 12 months

Research the State federal contracting market for direct life insurance carriers under NAICS 524113. Compare top federal contractors and market share, reported contract obligations and spending trends, funding-office attribution, recent award activity, and contract types, competition, and procurement methods.

Contract obligation trends for Direct Life Insurance Carriers at the Department of State

Federal records show $30.5M in net obligations across 373 awards in Direct Life Insurance Carriers at the Department of State from Oct 1, 2021 through Sep 10, 2026. This market accounts for 0.058% of $53.1B in agency-wide net prime contract obligations over the period shown. Latest 12-month net obligations increased 31.9% from $7.3M to $9.6M. 5 prime contractors accounted for at least 80% of positive obligations in that latest period.

Fiscal-year activity

FY26 is year-to-date through Sep 10, 2026; earlier years show complete fiscal-year totals.

FY26 year-to-date: $9.4M versus $7.2M through the same date in FY25 (+30.1%).
Net obligations · complete fiscal yearNet obligations · FY26 YTDContract actions
View fiscal-year data table
Fiscal yearNet obligationsContract actionsCoverage
FY2022$4.4M92Complete
FY2023$4.2M105Complete
FY2024$5.2M137Complete
FY2025$7.4M163Complete
FY2026$9.4M162YTD through Sep 10, 2026

Market at a glance

All reported prime contract awards
All-period net obligations
$30.5M
373 awards · 27 prime contractors
Latest 12-month movement
+31.9%
$9.6M vs. $7.3M
Leading eight prime share
90.9%
Share held by the eight leading prime contractors in the latest 12 months
View agency share, denominators, and set-aside reporting
Agency context
0.058% of $53.1B in agency-wide net obligations.
Set-aside share when reported
0.0% of 8 awards with reported set-aside status.
Set-aside reporting
0 set aside · 8 no set-aside · 365 not reported

What changed in the last 12 months?

Sep 11, 2025–Sep 10, 2026, compared with Sep 11, 2024–Sep 10, 2025.

Competitive shifts

SISA VIDA SA SEGURO DE PERSONAS lost the most market share
25.84%→13.59%−12.3 percentage points
The contractor now ranks #3 by positive obligations, based on 12 reported actions.
MALATH COOPERATIVE INSURANCE CO. was the largest newly observed contractor
$2.7MLatest 12-month obligations
First observed in this market on Jul 23, 2026, the contractor now ranks #1 by positive obligations across 6 reported actions.

Buyer demand

Reported obligations through BUREAU OF NEAR EASTERN AFFAIRS increased
$124K→$2.9M+$2.8M
Latest-period activity spans 9 awards across 3 prime contractors.

Market structure

Top-five contractor share increased
73.8%→80.9%+7.1 percentage points
Contractors outside the top five now account for 19.1% of positive obligations.
How these findings are calculated

Findings are selected from matched-period changes in obligations, share, rank, funding offices, concentration, reported set-asides, material award actions, and agency-peer outliers. Related signals are combined, and only material evidence-backed changes are shown. Review the full methodology.

Federal contract obligations by funding office

See how positive obligations were attributed across funding offices in the 12 months ending Sep 10, 2026.

35.2% of positive obligations were attributed to BUREAU OF EUROPEAN AND EURASIAN AFF. That represents $3.4M, up $901K from the preceding 12 months.

Latest 12-month share of positive obligations; the gray segment represents all other reported offices.

  1. BUREAU OF EUROPEAN AND EURASIAN AFF35.2% · $3.4M · up $901K
  2. BUREAU OF NEAR EASTERN AFFAIRS30.6% · $2.9M · up $2.8M
  3. BUREAU OF WESTERN HEMISPHERE AFFAIR14.5% · $1.4M · down $648K
  4. BUREAU OF AFRICAN AFFAIRS14.4% · $1.4M · down $492K
  5. BUREAU OF EAST ASIAN AND PACIFIC3.3% · $316K · down $20K
  6. All other reported offices2.0% of positive obligations
View reported office rankings, comparisons, and evidence

USAspending assigns each award to a funding office. That office may differ from the requiring activity, program office, contracting office, individual buyer, or actual customer.

  1. Reported funding office

    BUREAU OF EUROPEAN AND EURASIAN AFF

    #1Rank unchanged

    Latest 12 months

    $3.4M

    35.2% of positive obligations

    Versus preceding 12 months

    +$901K

    7 active prime contractors · 58 awards

    View office comparison and evidence

    Reported obligations increased 36.4% from $2.5M to $3.4M. The office’s share of positive obligations moved from 34.1% to 35.2%, a change of +1.1 percentage points.

    The latest period contains 102 actions across 58 awards and 3 newly active prime contractors. The preceding period contained 6 active prime contractors and 36 awards.

  2. Reported funding office

    BUREAU OF NEAR EASTERN AFFAIRS

    #2Up 4 from #6

    Latest 12 months

    $2.9M

    30.6% of positive obligations

    Versus preceding 12 months

    +$2.8M

    3 active prime contractors · 9 awards

    View office comparison and evidence

    Reported obligations increased 2264.3% from $124K to $2.9M. The office’s share of positive obligations moved from 1.7% to 30.6%, a change of +28.9 percentage points.

    The latest period contains 9 actions across 9 awards and 2 newly active prime contractors. The preceding period contained 1 active prime contractor and 7 awards.

    Leading award-level changes

  3. Reported funding office

    BUREAU OF WESTERN HEMISPHERE AFFAIR

    #3Down 1 from #2

    Latest 12 months

    $1.4M

    14.5% of positive obligations

    Versus preceding 12 months

    −$648K

    3 active prime contractors · 17 awards

    View office comparison and evidence

    Reported obligations decreased 31.8% from $2.0M to $1.4M. The office’s share of positive obligations moved from 28.1% to 14.5%, a change of −13.6 percentage points.

    The latest period contains 18 actions across 17 awards. The preceding period contained 3 active prime contractors and 20 awards.

    Leading award-level changes

  4. Reported funding office

    BUREAU OF AFRICAN AFFAIRS

    #4Down 1 from #3

    Latest 12 months

    $1.4M

    14.4% of positive obligations

    Versus preceding 12 months

    −$492K

    5 active prime contractors · 11 awards

    View office comparison and evidence

    Reported obligations decreased 26.3% from $1.9M to $1.4M. The office’s share of positive obligations moved from 25.8% to 14.4%, a change of −11.4 percentage points.

    The latest period contains 12 actions across 11 awards and 2 newly active prime contractors. The preceding period contained 5 active prime contractors and 20 awards.

  5. Reported funding office

    BUREAU OF EAST ASIAN AND PACIFIC

    #5Down 1 from #4

    Latest 12 months

    $316K

    3.3% of positive obligations

    Versus preceding 12 months

    −$20K

    4 active prime contractors · 9 awards

    View office comparison and evidence

    Reported obligations decreased 6.0% from $336K to $316K. The office’s share of positive obligations moved from 4.6% to 3.3%, a change of −1.3 percentage points.

    The latest period contains 13 actions across 9 awards and 2 newly active prime contractors. The preceding period contained 2 active prime contractors and 6 awards.

  6. Reported funding office

    BUREAU OF SOUTH AND CENTRAL ASIAN

    #6Up 1 from #7

    Latest 12 months

    $95K

    0.99% of positive obligations

    Versus preceding 12 months

    −$28K

    1 active prime contractor · 2 awards

    View office comparison and evidence

    Reported obligations decreased 22.6% from $122K to $95K. The office’s share of positive obligations moved from 1.7% to 0.99%, a change of −0.7 percentage points.

    The latest period contains 2 actions across 2 awards. The preceding period contained 1 active prime contractor and 3 awards.

  7. Reported funding office

    U.S. EMBASSY RABAT

    #7Up 6 from #13

    Latest 12 months

    $38K

    0.39% of positive obligations

    Versus preceding 12 months

    +$35K

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations increased 1188.4% from $3K to $38K. The office’s share of positive obligations moved from 0.040% to 0.39%, a change of +0.3 percentage points.

    The latest period contains 1 action across 1 award. The preceding period contained 1 active prime contractor and 1 award.

  8. Reported funding office

    BUREAU OF CONSULAR AFFAIRS

    #8Rank unchanged

    Latest 12 months

    $31K

    0.32% of positive obligations

    Versus preceding 12 months

    −$36K

    2 active prime contractors · 5 awards

    View office comparison and evidence

    Reported obligations decreased 53.4% from $67K to $31K. The office’s share of positive obligations moved from 0.92% to 0.32%, a change of −0.6 percentage points.

    The latest period contains 6 actions across 5 awards and 1 newly active prime contractor. The preceding period contained 1 active prime contractor and 2 awards.

  9. Reported funding office

    AMERICAN EMBASSY NAIROBI

    #9Rank unchanged

    Latest 12 months

    $22K

    0.23% of positive obligations

    Versus preceding 12 months

    −$26K

    1 active prime contractor · 4 awards

    View office comparison and evidence

    Reported obligations decreased 54.2% from $49K to $22K. The office’s share of positive obligations moved from 0.67% to 0.23%, a change of −0.4 percentage points.

    The latest period contains 5 actions across 4 awards. The preceding period contained 1 active prime contractor and 7 awards.

  10. Reported funding office

    BUREAU OF DIPLOMATIC SECURITY

    #10Rank unchanged

    Latest 12 months

    $2K

    0.020% of positive obligations

    Versus preceding 12 months

    −$21K

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations decreased 91.1% from $23K to $2K. The office’s share of positive obligations moved from 0.32% to 0.020%, a change of −0.3 percentage points.

    The latest period contains 4 actions across 1 award. The preceding period contained 2 active prime contractors and 4 awards.

  11. Reported funding office

    BUREAU OF OVERSEAS BUILDINGS OPS

    #11New to the positive-obligation ranking

    Latest 12 months

    $614

    0.010% of positive obligations

    Versus preceding 12 months

    +$614

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations rose from $0 to $614. The office’s share of positive obligations moved from 0% to 0.010%, a change of 0.0 percentage points.

    The latest period contains 1 action across 1 award and 1 newly active prime contractor. The preceding period contained 0 active prime contractors and 0 awards.

  12. Reported funding office

    U.S. EMBASSY KATHMANDU

    No positive-obligation rank

    Latest 12 months

    $0

    0% of positive obligations

    Versus preceding 12 months

    −$130K

    1 active prime contractor · 1 award

    View office comparison and evidence

    Reported obligations decreased 100.0% from $130K to $0. The office’s share of positive obligations moved from 1.8% to 0%, a change of −1.8 percentage points.

    The latest period contains 1 action across 1 award. The preceding period contained 1 active prime contractor and 1 award.

Contract types, competition, and procurement methods

From Sep 11, 2025 through Sep 10, 2026, 94 awards had positive obligations totaling $9.6M. Subject to Multiple Award Fair Opportunity was the leading reported procedure, accounting for 52.5% of positive obligations. Awards with a reported parent IDV accounted for 97.6%.

Leading award type
97.6%
Delivery Order
Leading reported procedure
52.5%
Subject to Multiple Award Fair Opportunity
Reported parent IDV
97.6%
of positive obligations had a reported parent IDV
Median reported offers
1
40 of 94 awards reported offers

Buying method changes

Compared with Sep 11, 2024–Sep 10, 2025. Based on 94 current awards and 102 preceding awards with positive net obligations.

Reported full-and-open obligation share
79.3%
Down from 99.5% in the preceding period
How to read these changes

Directional color and the Up or Down labels show historical movement only. Green does not mean favorable and red does not mean unfavorable; neither predicts a future procurement method.

View buying-method details and data coverage

Award types

Reported valueAwardsPositive obligationsShare
Delivery Order(C)93$9.4M97.6%
Purchase Order(B)1$229K2.4%

Reported parent-award types

Reported valueAwardsPositive obligationsShare
IDC(B)93$9.4M97.6%
Not reported1$229K2.4%

Single- or multiple-award parent structure

Reported valueAwardsPositive obligationsShare
Multiple Award(M)39$6.0M62.2%
Single Award(S)54$3.4M35.4%
Not reported1$229K2.4%

Solicitation procedures

Reported valueAwardsPositive obligationsShare
Subject to Multiple Award Fair Opportunity(MAFO)31$5.0M52.5%
Negotiated Proposal/Quote(NP)35$2.6M26.8%
Mafo(SUBJECT TO MULTIPLE AWARD FAIR OPPORTUNITY)8$936K9.7%
Np(NEGOTIATED PROPOSAL/QUOTE)8$590K6.1%
Simplified Acquisition(SP1)1$229K2.4%
Only One Source(SSS)9$160K1.7%
Other reported values2$79K0.83%

Extent competed

Reported valueAwardsPositive obligationsShare
Full and Open Competition(A)66$7.6M79.3%
A(FULL AND OPEN COMPETITION)16$1.5M15.9%
Competed Under SAP(F)1$229K2.4%
Not Competed(C)9$160K1.7%
C(NOT COMPETED)2$79K0.83%

Fair-opportunity and limited-source reporting

Reported valueAwardsPositive obligationsShare
Fair Opportunity Given(FAIR)26$5.0M51.6%
Follow-on Action Following Competitive Initial Action(FOO)11$983K10.2%
Other Statutory Authority(OSA)1$22K0.23%
Only One Source - Other(ONE)1$11K0.11%
Not reported55$3.6M37.8%

Other-than-full-and-open reasons

Reported valueAwardsPositive obligationsShare
Only One Source-Other (FAR 6.302-1 Other)(ONE)11$239K2.5%
Not reported83$9.4M97.5%

Contract pricing types

Reported valueAwardsPositive obligationsShare
Fixed Price with Economic Price Adjustment(K)59$6.8M71.0%
Firm Fixed Price(J)17$1.2M12.3%
J(FIRM FIXED PRICE)6$859K8.9%
K(FIXED PRICE WITH ECONOMIC PRICE ADJUSTMENT)12$747K7.8%

Product or Service Codes

Reported valueAwardsPositive obligationsShare
Social- Government Health Insurance Programs(G007)28$4.1M42.8%
Social- Non-Government Insurance Programs(G009)14$3.1M31.7%
Social- Government Life Insurance Programs(G006)52$2.5M25.5%

Awarding subagencies

Reported valueAwardsPositive obligationsShare
Department of State(1900)94$9.6M100.0%

Awarding offices

Reported valueAwardsPositive obligationsShare
U.s. Embassy Riyadh(19SA70)6$2.7M28.2%
U.s. Embassy Kyiv(19UP30)26$2.6M27.1%
U.s. Embassy San Salvador(19ES60)12$1.3M13.5%
U.s. Embassy Abidjan(191V10)2$492K5.1%
U.s. Embassy Abuja(19N102)1$488K5.1%
Acquisitions - Rpso Frankfurt(19GE50)3$243K2.5%
Other reported values44$1.8M18.4%

Reported parent IDVs

Reported valueAwardsPositive obligationsShare
19SA7026D0008(1900)6$2.7M28.2%
19GE5025D0032(1900)14$2.3M24.1%
19ES6024D0002(1900)12$1.3M13.5%
191V1021D0002(1900)2$492K5.1%
19N10222D0002(1900)1$488K5.1%
19GE5024D0019(1900)12$286K3.0%
19GE5025D0057(1900)11$239K2.5%
19ET1026D0005(1900)1$237K2.5%
Other reported values34$1.3M13.6%
Not reported1$229K2.4%

Offers, award size, and timing

Median reported offers
1 median
40 reported · 54 not reported
Positive award obligations
$32K median
$18K–$123K middle 50%
Reported performance period
29 days median
94 reported · 0 not reported

Calculations group latest-period actions by award, retain awards with positive net obligations for share denominators, and use each award's latest reported USAspending procurement fields as of Sep 10, 2026. Blank competition, pricing, PSC, or parent-IDV values remain not reported; they are not inferred. Offer counts must be positive and below the FPDS 999 placeholder. Awarding organizations can differ from the funding agency that defines this page.

Top federal contractors

Latest 12-month market share, concentration, and complete prime contractor rankings across the period shown.

Prime contractor concentration
5 of 19prime contractors account for at least 80% of positive obligations in the last 12 months
Largest prime contractor
28.3%of positive obligations in the last 12 months
Leading four prime contractors
75.8%of positive obligations in the last 12 months
Leading eight prime contractors
90.9%of positive obligations in the last 12 months

Based on $9.6M in positive obligations during the 12 months ending Sep 10, 2026. Individual shares and movement appear in the searchable rankings below. Movement compares with Sep 11, 2024–Sep 10, 2025.

Last 12mo obligation volume: Highest positive obligations first; net deobligations follow by magnitude; contractors with no activity in the last 12 months follow by all-period obligations. Ranks use the complete contractor list and remain fixed when search narrows the results.

15 leading contractors
  1. #1

    Last 12mo obligations

    $2.7M

    28.3%

    Dollar movement

    +$2.7M

    vs. prior 12 months

    Last 12mo awards

    6 awards

    6 actions

    Historical and award details for MALATH COOPERATIVE INSURANCE CO.
    Obligations: prior → latest
    $0 → $2.7M
    Not comparable
    Share: prior → latest
    0% → 28.3%
    +28.3 percentage points
    All-period obligations
    $2.7M
    8.9% of all-period positive obligations · 6 awards
    Recorded activity
    Since Jul 23, 2026
    through Aug 13, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported60
    Reported small business00
    All-period set-aside types

    None reported.

  2. #2

    Last 12mo obligations

    $2.3M

    24.2%

    Dollar movement

    +$997K

    vs. prior 12 months

    Last 12mo awards

    16 awards

    28 actions

    Historical and award details for PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"
    Obligations: prior → latest
    $1.3M → $2.3M
    +75.2%
    Share: prior → latest
    18.2% → 24.2%
    +6.0 percentage points
    All-period obligations
    $3.6M
    11.9% of all-period positive obligations · 18 awards
    Recorded activity
    Since May 16, 2025
    through Sep 4, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported165
    Reported small business00
    All-period set-aside types

    None reported.

  3. #3

    Last 12mo obligations

    $1.3M

    13.6%

    Dollar movement

    −$576K

    vs. prior 12 months

    Last 12mo awards

    12 awards

    12 actions

    Historical and award details for SISA VIDA SA SEGURO DE PERSONAS
    Obligations: prior → latest
    $1.9M → $1.3M
    −30.7%
    Share: prior → latest
    25.8% → 13.6%
    −12.3 percentage points
    All-period obligations
    $6.6M
    21.7% of all-period positive obligations · 60 awards
    Recorded activity
    Since Oct 21, 2021
    through Aug 17, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported1212
    Reported small business00
    All-period set-aside types

    None reported.

  4. #4

    Last 12mo obligations

    $921K

    9.6%

    Dollar movement

    +$198K

    vs. prior 12 months

    Last 12mo awards

    28 awards

    39 actions

    Historical and award details for MISCELLANEOUS FOREIGN AWARDEES
    Obligations: prior → latest
    $723K → $921K
    +27.3%
    Share: prior → latest
    9.9% → 9.6%
    −0.3 percentage points
    All-period obligations
    $3.3M
    10.9% of all-period positive obligations · 69 awards
    Recorded activity
    Since Dec 28, 2021
    through Sep 4, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside10
    Not reported2723
    Reported small business00
    All-period set-aside types

    None reported.

  5. #5

    Last 12mo obligations

    $492K

    5.1%

    Dollar movement

    −$419K

    vs. prior 12 months

    Last 12mo awards

    2 awards

    2 actions

    Historical and award details for SAHAM ASSURANCE VIE CI
    Obligations: prior → latest
    $911K → $492K
    −46.0%
    Share: prior → latest
    12.5% → 5.1%
    −7.4 percentage points
    All-period obligations
    $3.6M
    11.7% of all-period positive obligations · 14 awards
    Recorded activity
    Since Jan 13, 2022
    through Apr 14, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported25
    Reported small business00
    All-period set-aside types

    None reported.

  6. #6

    Last 12mo obligations

    $488K

    5.1%

    Dollar movement

    −$39K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for ORACLE INSURANCE BROKERS LIMITED
    Obligations: prior → latest
    $527K → $488K
    −7.4%
    Share: prior → latest
    7.2% → 5.1%
    −2.1 percentage points
    All-period obligations
    $2.9M
    9.5% of all-period positive obligations · 7 awards
    Recorded activity
    Since May 11, 2022
    through Jul 28, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported12
    Reported small business00
    All-period set-aside types

    None reported.

  7. #7

    Last 12mo obligations

    $239K

    2.5%

    Dollar movement

    +$239K

    vs. prior 12 months

    Last 12mo awards

    11 awards

    24 actions

    Historical and award details for ATHORA BELGIUM
    Obligations: prior → latest
    $0 → $239K
    Not comparable
    Share: prior → latest
    0% → 2.5%
    +2.5 percentage points
    All-period obligations
    $239K
    0.78% of all-period positive obligations · 11 awards
    Recorded activity
    Since Sep 29, 2025
    through Sep 3, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported110
    Reported small business00
    All-period set-aside types

    None reported.

  8. #8

    Last 12mo obligations

    $237K

    2.5%

    Dollar movement

    +$237K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for HIBRET INSURANCE SHARE COMPANY
    Obligations: prior → latest
    $0 → $237K
    Not comparable
    Share: prior → latest
    0% → 2.5%
    +2.5 percentage points
    All-period obligations
    $237K
    0.78% of all-period positive obligations · 1 award
    Recorded activity
    Since Jul 1, 2026
    through Jul 1, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported10
    Reported small business00
    All-period set-aside types

    None reported.

  9. #9

    Last 12mo obligations

    $201K

    2.1%

    Dollar movement

    −$30K

    vs. prior 12 months

    Last 12mo awards

    1 award

    1 action

    Historical and award details for GENERALI LIFE ASSURANCE (THAILAND) PUBLIC COMPANY LIMITED
    Obligations: prior → latest
    $231K → $201K
    −13.2%
    Share: prior → latest
    3.2% → 2.1%
    −1.1 percentage points
    All-period obligations
    $1.1M
    3.6% of all-period positive obligations · 6 awards
    Recorded activity
    Since Mar 31, 2022
    through Apr 19, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported11
    Reported small business00
    All-period set-aside types

    None reported.

  10. #10

    Last 12mo obligations

    $121K

    1.3%

    Dollar movement

    +$126K

    vs. prior 12 months

    Last 12mo awards

    2 awards

    11 actions

    Historical and award details for METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETI
    Obligations: prior → latest
    −$5K → $121K
    Not comparable
    Share: prior → latest
    0% → 1.3%
    +1.3 percentage points
    All-period obligations
    $215K
    0.71% of all-period positive obligations · 7 awards
    Recorded activity
    Since Mar 31, 2022
    through Sep 8, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported22
    Reported small business00
    All-period set-aside types

    None reported.

  11. #11

    Last 12mo obligations

    $119K

    1.3%

    Dollar movement

    −$52K

    vs. prior 12 months

    Last 12mo awards

    10 awards

    12 actions

    Historical and award details for UAP LIFE ASSURANCE LTD
    Obligations: prior → latest
    $171K → $119K
    −30.1%
    Share: prior → latest
    2.4% → 1.3%
    −1.1 percentage points
    All-period obligations
    $703K
    2.3% of all-period positive obligations · 38 awards
    Recorded activity
    Since Jan 3, 2022
    through Aug 14, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported1015
    Reported small business00
    All-period set-aside types

    None reported.

  12. #12

    Last 12mo obligations

    $95K

    0.99%

    Dollar movement

    −$158K

    vs. prior 12 months

    Last 12mo awards

    2 awards

    3 actions

    Historical and award details for AMERICAN LIFE INSURANCE COMPANY
    Obligations: prior → latest
    $253K → $95K
    −62.6%
    Share: prior → latest
    3.5% → 0.99%
    −2.5 percentage points
    All-period obligations
    $642K
    2.1% of all-period positive obligations · 4 awards
    Recorded activity
    Since Jan 17, 2023
    through Mar 3, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported23
    Reported small business00
    All-period set-aside types

    None reported.

  13. #13

    Last 12mo obligations

    $88K

    0.91%

    Dollar movement

    −$17K

    vs. prior 12 months

    Last 12mo awards

    6 awards

    10 actions

    Historical and award details for GENERALI LIFE ASSURANCE PHILIPPINES INC.
    Obligations: prior → latest
    $105K → $88K
    −16.5%
    Share: prior → latest
    1.4% → 0.91%
    −0.5 percentage points
    All-period obligations
    $593K
    1.9% of all-period positive obligations · 18 awards
    Recorded activity
    Since Dec 7, 2021
    through Mar 30, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported65
    Reported small business00
    All-period set-aside types

    None reported.

  14. #14

    Last 12mo obligations

    $87K

    0.91%

    Dollar movement

    −$121K

    vs. prior 12 months

    Last 12mo awards

    7 awards

    7 actions

    Historical and award details for SEGUROS ATLAS
    Obligations: prior → latest
    $209K → $87K
    −58.1%
    Share: prior → latest
    2.9% → 0.91%
    −2.0 percentage points
    All-period obligations
    $881K
    2.9% of all-period positive obligations · 30 awards
    Recorded activity
    Since Feb 24, 2022
    through Jun 29, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported79
    Reported small business00
    All-period set-aside types

    None reported.

  15. #15

    Last 12mo obligations

    $60K

    0.62%

    Dollar movement

    +$3K

    vs. prior 12 months

    Last 12mo awards

    5 awards

    11 actions

    Historical and award details for GENERALI OSIGURANJE SRBIJA ADO
    Obligations: prior → latest
    $57K → $60K
    +4.7%
    Share: prior → latest
    0.79% → 0.62%
    −0.2 percentage points
    All-period obligations
    $275K
    0.90% of all-period positive obligations · 18 awards
    Recorded activity
    Since May 13, 2022
    through Aug 7, 2026

    Award reporting

    Latest and prior 12-month award reporting
    Reported award evidenceLatestPrior
    Reported set-aside00
    Reported no set-aside00
    Not reported55
    Reported small business00
    All-period set-aside types

    None reported.

Recent federal contract award activity

Recent contract actions with unusually large obligation changes or meaningful shifts in contractor and funding-office activity.

Base award

This action

+$1.3M

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE RIYADH JULY 1 TO SEPTEMBER 30 2026

Why it stands out

No activity for this contractor was reported in this market during the preceding 12 months.

The base action placed the contractor #1 in this market by positive obligations over the latest 12 months.

Award net obligations
$1.3M
Share of 12-month positive obligations
14.0%
Supporting data
Prime contractor
#1 · 28.3% share
Newly active in this market; no actions were reported in the preceding 12 months
Funding office
#2 · 30.6% attributed share
up 4 ranks · +28.9 percentage points · $2.8M net increase; action accounted for 47.8%
Related:Funding office gainLargest newly observed contractor
PIID 19SA7026F0424
Base award

This action

+$777K

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE JEDDAH JULY 1 TO SEPTEMBER 30 2026

Why it stands out

The funding office climbed 4 positions in attributed spending.

It now ranks #2 in attributed spending.

Award net obligations
$777K
Share of 12-month positive obligations
8.1%
PIID 19SA7026F0425
Base award

This action

+$515K

MALATH COOPERATIVE INSURANCE CO.

BUREAU OF NEAR EASTERN AFFAIRS

Q1 MEDICAL INSURANCE DHAHRAN JULY 1 2026 TO SEPTEMBER 30 20

Why it stands out

The funding office climbed 4 positions in attributed spending.

It now ranks #2 in attributed spending.

Award net obligations
$515K
Share of 12-month positive obligations
5.4%
PIID 19SA7026F0430
Base award

This action

+$488K

ORACLE INSURANCE BROKERS LIMITED

BUREAU OF AFRICAN AFFAIRS

LES GROUP LIFE INSURANCE

Why it stands out

A new award added obligations despite weaker contractor activity.

The action represented 5.1% of the market’s latest 12-month positive obligations while the contractor’s obligations fell $39K overall.

Award net obligations
$488K
Share of 12-month positive obligations
5.1%
Supporting data
Prime contractor
#6 · 5.1% share
$39K net decline despite this positive action
Funding office
#4 · 14.4% attributed share
$492K net decline despite this positive action
PIID 19N10226F0311
Base award

This action

+$237K

HIBRET INSURANCE SHARE COMPANY

BUREAU OF AFRICAN AFFAIRS

GROUP LIFE INSURANCE FOR BASE YEAR COVERAGE

Why it stands out

No activity for this contractor was reported in this market during the preceding 12 months.

The base action placed the contractor #8 in this market by positive obligations over the latest 12 months.

Award net obligations
$237K
Share of 12-month positive obligations
2.5%
Supporting data
Prime contractor
#8 · 2.5% share
Newly active in this market; no actions were reported in the preceding 12 months
Funding office
#4 · 14.4% attributed share
$492K net decline despite this positive action
PIID 19ET1026F0277
Base award

This action

+$285K

SAHAM ASSURANCE VIE CI

BUREAU OF AFRICAN AFFAIRS

LE STAFF HEALTH INSURANCE COVERAGE EXTENSION

Why it stands out

A new award added obligations despite weaker contractor activity.

The action represented 3.0% of the market’s latest 12-month positive obligations while the contractor’s obligations fell $419K overall.

Award net obligations
$285K
Share of 12-month positive obligations
3.0%
Supporting data
Prime contractor
#5 · 5.1% share
$419K net decline despite this positive action
Funding office
#4 · 14.4% attributed share
$492K net decline despite this positive action
PIID 191V1026F0016
View recent award activity by date (10)
  1. METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETIBase award · PIID 19GE5026F0468
    Action+$37
    Award net obligations$37
  2. PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"Base award · PIID 19UP3026F0344
    Action+$194K
    Award net obligations$194K
  3. MISCELLANEOUS FOREIGN AWARDEESBase award · PIID 19UP3026F0342
    Action+$26K
    Award net obligations$26K
  4. ATHORA BELGIUMDeobligation · PIID 19BE2026F1059
    Action−$4K
    Award net obligations$61K
  5. MISCELLANEOUS FOREIGN AWARDEESModification · PIID 19UP3026F0293
    Action+$2K
    Award net obligations$26K
  6. PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"Modification · PIID 19UP3026F0295
    Action+$254
    Award net obligations$194K
  7. MISCELLANEOUS FOREIGN AWARDEESBase award · PIID 19AJ2026F0403
    Action+$169K
    Award net obligations$169K
  8. MISCELLANEOUS FOREIGN AWARDEESBase award · PIID 19BC4026F0128
    Action+$66K
    Award net obligations$66K
  9. METLIFE EUROPE D.A.C., POBOCKA POISTOVNE Z INEHO CLENSKEHO STATUDeobligation · PIID 19L01026F0043
    Action−$931
    Award net obligations$15K
  10. METLIFE EMEKLILIK VE HAYAT ANONIM SIRKETIModification · PIID 19GE5026F0052
    Action+$4
    Award net obligations$121K

State direct life insurance carriers market FAQs

Answers based on reported federal contract data.

Who are the top State direct life insurance carriers contractors?

In the 12 months through September 10, 2026, MALATH COOPERATIVE INSURANCE CO., PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA", and SISA VIDA SA SEGURO DE PERSONAS were the leading State direct life insurance carriers prime contractors by positive obligations.

  1. #1

    MALATH COOPERATIVE INSURANCE CO.

    $2,717,199 in positive obligations

  2. #2

    PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIQA"

    $2,322,257 in positive obligations

  3. #3

    SISA VIDA SA SEGURO DE PERSONAS

    $1,303,259 in positive obligations

Rankings use reported USAspending award data.

Did State contract obligations increase in the direct life insurance carriers market?

Yes. Measured by net prime contract obligations, reported State activity in the direct life insurance carriers market increased 31.9% from $7,267,906 in the preceding 12 months to $9,588,029 in the 12 months through September 10, 2026.

Latest 12 months
$9,588,029
Net prime contract obligations
Preceding 12 months
$7,267,906
Net prime contract obligations
Change
+31.9%
Between matched 12-month periods

Reported contract actions, not outlays or a forecast.

What recent State contract award activity was reported in the direct life insurance carriers market?

Recent State contract award activity reported in the direct life insurance carriers market included actions for MALATH COOPERATIVE INSURANCE CO., ORACLE INSURANCE BROKERS LIMITED, and HIBRET INSURANCE SHARE COMPANY during the 12 months through September 10, 2026.

Action obligations are transaction-level amounts, not current award-level obligations.

Which procurement methods were reported for State contracts under NAICS 524113?

From September 11, 2025 through September 10, 2026, State reported 94 positive-obligation awards for direct life insurance carriers under NAICS 524113. The leading award type was delivery order. The leading reported procedure was subject to multiple award fair opportunity.

Positive-obligation awards
94
Leading reported procedure
Subject to Multiple Award Fair Opportunity
52.5% of positive obligations
Leading award type
Delivery Order
97.6% of positive obligations
Full and open
79.3%
of positive obligations
Reported parent IDV
97.6%
of positive obligations

Percentages use positive obligations as the denominator.

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Reported obligations include contract actions from October 1, 2021 through September 10, 2026. Set-aside and business-size fields reflect award records, not a contractor's current eligibility.

Review data methodology