Federal NAICS Codes

NAICS 522390: Other Activities Related to Credit Intermediation

Explore obligations, trends, recent awards, and incumbent contractors for NAICS 522390.

NAICS 522390 federal market metrics

Total obligations
$125.1B
Total awards
497 awards
Active obligations
$2.6B
Size standard
$28,500,000 receipts

What this NAICS covers

NAICS 522390 covers services supporting credit intermediation not classified elsewhere, including loan servicing, loan processing, portfolio administration, payment collection, credit brokerage support, and related financial operations that enable lenders and investors to manage credit assets.

Federal opportunities under 522390 typically involve operating or supporting loan and credit programs, managing servicing workflows, transaction processing, account reconciliation, borrower communications, compliance reporting, and performance monitoring to maintain federal credit assets and records.

FY2025 snapshot

Obligations
$632.7M
Awards
11
Average award
$57.5M
Change from FY2024
-57.5%

Recent awards

Search contractors

$62,222,426

CENTRAL RESEARCH INC

Department of Education

PIID
91003126F0019
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

$124,100,820

EDFINANCIAL SERVICES LLC

Department of Education

PIID
91003126F0020
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

$170,849,319

MAXIMUS EDUCATION LLC

Department of Education

PIID
91003126F0018
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

$208,127,533

NELNET SERVICING LLC

Department of Education

PIID
91003126F0022
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

$154,873,108

NELNET SERVICING LLC

Department of Education

PIID
91003125F0044
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

$44,179,736

CENTRAL RESEARCH INC

Department of Education

PIID
91003125F0041
PSC
R710 - SUPPORT- MANAGEMENT: FINANCIAL

FAQ

What work fits NAICS 522390?
  • Third-party loan servicing including payment processing, escrow administration, account reconciliation, and customer inquiries for a portfolio of consumer or commercial loans.
  • Debt collection and recovery operations with skip-trace support, negotiated settlements, and compliance with applicable debt collection regulations.
  • Credit report and underwriting support services that aggregate financial data, verify borrower information, and produce decision-ready files for lenders.
  • Asset disposition and secondary-market support including securitization readiness, loan sale packaging, and investor reporting coordination.
When is NAICS 522390 a weak fit?
  • Banking services and deposit-taking operations: activities involving insured deposit accounts, deposit insurance handling, or branch retail banking functions which fall under regulated depository institution classifications.
  • IT platform development only: software development or cloud hosting contracts that deliver code or infrastructure without operational loan servicing, payment processing, or fiduciary transaction execution.
  • Credit counseling or financial education: advisory services focused on consumer budgeting, counseling sessions, or training without direct account servicing, collection, or transaction processing responsibilities.
What solicitation language points to NAICS 522390?
  • Statement of work requires custody of payment flows, ACH or EDI processing, reconciliation schedules, and liability clauses for misapplied funds.
  • Performance measures include days-to-collect metrics, recoveries per portfolio balance, dispute resolution timelines, and compliance audit pass rates.
  • Security requirements specify financial-data encryption standards, role-based access to borrower records, and immutable audit logs for transaction history.

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