$50,000
Federal NAICS Codes
NAICS 522210
Credit Card Issuing
Explore obligations, trends, recent awards, and incumbent contractors for NAICS 522210.
NAICS 522210 federal market metrics
- Total obligations
- $15M
- Total awards
- 114 awards
- Active obligations
- $229.7K
What this NAICS covers
NAICS 522210 covers financial institutions that issue credit cards and charge accounts and provide account servicing functions such as billing, payment processing, credit underwriting, account maintenance, and collections for revolving consumer or commercial credit.
Federal opportunities under 522210 typically involve operating government charge card programs, issuing and managing account portfolios, processing monthly statements and payments, performing underwriting and credit reviews, and handling disputes, fraud monitoring, and collections for cardholders.
FY2025 snapshot
- Obligations
- $50K
- Awards
- 1
- Average award
- $50K
- Change from FY2024
- +72.4%
Federal obligation trend
FY2023
$361.4K · 8 awards
FY2024
$29K · 1 award
FY2025
$50K · 1 award
Recent awards
FAQ
What work fits NAICS 522210?
- Issuing and managing charge card accounts, including account setup, credit limit assignment, and cardholder maintenance.
- Processing monthly billing cycles, statements, payments, and reconciliations for a portfolio of card accounts.
- Conducting credit underwriting, periodic credit reviews, delinquency management, and collections for revolving accounts.
- Operating dispute resolution, fraud detection, chargeback processing, and cardholder customer service for issued credit accounts.
When is NAICS 522210 a weak fit?
- Payment gateway or merchant acquiring services focused on processing merchant transactions and settlement without issuing or servicing cardholder accounts.
- Installment loan origination or personal loan servicing where products are fixed-term loans rather than revolving credit card accounts.
- Prepaid card program management where funds are prepaid and no credit extension, underwriting, or revolving account servicing is provided.
What solicitation language points to NAICS 522210?
- Requirements include account issuance, monthly statement generation, cycle billing, and ACH reconciliation as deliverables.
- Evaluation requests past performance managing a card portfolio with underwriting, charge-off management, and delinquency reporting for revolving accounts.
- Contract deliverables specify dispute resolution SLAs, fraud monitoring thresholds, chargeback workflows, and evidence of payment card industry compliance.
Put this market knowledge to work
Now that you know about NAICS 522210 - Credit Card Issuing, let Sweetspot help you find and win relevant government contracts with AI-powered tools.