Federal NAICS Codes

NAICS 522220

Sales Financing

Explore obligations, trends, recent awards, and incumbent contractors for NAICS 522220.

NAICS 522220 federal market metrics

Total obligations
$35.3M
Total awards
167 awards
Active obligations
$209.1K
Size standard
$47,000,000 receipts

What this NAICS covers

NAICS 522220 covers firms that provide financing tied to the sale of goods and services, including installment lending, consumer or commercial sales finance, lease-purchase arrangements, and accounts receivable financing originating from sales transactions.

Federal opportunities under 522220 typically involve contracted provision of point-of-sale credit programs, installment loan portfolios, vendor financing for government-purchased equipment, receivables purchase arrangements, borrower servicing, payment collection, credit underwriting, and default management tied to specific sales contracts.

FY2024 snapshot

Obligations
$19K
Awards
1
Average award
$19K
Change from FY2023
-5.4%

Recent awards

Search contractors

$209,139

DELL MARKETING L.P.

District of Columbia Courts

PIID
95C67826P0096
PSC
W059 - LEASE OR RENTAL OF EQUIPMENT- ELECTRICAL AND ELECTRONIC EQUIPMENT COMPONENTS

FAQ

What work fits NAICS 522220?
  • Provide installment loan origination and servicing for purchasers acquiring government-procured equipment, including underwriting, billing, payment collection, and delinquency management.
  • Purchase vendor receivables arising from sales to government entities or authorized buyers, advance funds to suppliers, and collect payments from the purchaser per contract terms.
  • Operate point-of-sale financing for government retail outlets enabling deferred-payment purchases with integrated credit decisioning, payment scheduling, and merchant reconciliation.
  • Structure and administer lease-purchase financing for equipment acquisitions where ownership transfers after completion of scheduled payments, including repossession procedures and contract compliance.
When is NAICS 522220 a weak fit?
  • Deposit-taking commercial banking: missing deposit account services and insured deposit activity since sales financing focuses on credit extension tied to sales rather than bank deposit operations.
  • Payment processing and merchant acquiring: missing the provision of credit or purchase of receivables because payment processors only handle transaction settlement without underwriting or advancing funds.
  • Pure equipment leasing without financing transfer: missing the financing element when an operating lease provides temporary use without receivable purchase, installment lending, or transfer of ownership rights.
What solicitation language points to NAICS 522220?
  • Solicitation requires origination and servicing of installment loans or lease-purchase contracts, including underwriting criteria, billing cycles, late fee structures, and default remediation procedures.
  • Contract language calls for purchase of vendor invoices or receivables with specified advance rates, recourse terms, and ongoing collection responsibilities.
  • Requirements demand integration of point-of-sale financing with merchant systems, consumer credit checks, decisioning thresholds, and reconciliation of financed sales with supplier settlements.

Put this market knowledge to work

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